I was surprised to find that there are bad credit loans out there for emergencies. I found a site that will take your application over the internet and give you a loan within a few days. They say they can even put it into an account for you, although if you are dealing with companies you don't know, I would wait for a check myself. Bad credit loans are hard to get so a place that specializes in emergency loans may not be a bad idea. They have a few requirements though to get one of these bad credit loans:

You must be 18

No Outstanding Payday Loans

Active Checking Account (looks like you may have to do the account thing)

$1000.00 min. monthly income 

This reads like a payday loan online. I have done these before. They can really get you out of a jam if you really need bad credit loans. I had pretty bad credit at one time and these places came in handy. Just remember not to use them for regular bills or you will never catch-up. Just for emergencies and get them paid off quickly or you will be doing this every couple of weeks.