Is it possible to get student loans for someone with bad credit? It is possible but not easy. There are various routes to explore when seeking out bad credit loans for school. First of all it might be a good idea to go talk to someone in the school you are about to attend. There is a chance that they can help you out. I'm sure they are used to having people with bad credit loans wanting to go to school in order to better their lives. A combination loan may be another alternative way of acquiring student loans for someone with bad credit. This type of loan lets you consolidate any existing loans while applying for a new student loan. You may have to have a co-signer for this though so you better be prepared to fess up to your parents. Of course simply getting a co-signer to help you out is another option for you to get bad credit loans. You would get loans with a better interest rate that way even if you do have bad credit.