Loans for bad credit are hard to find. There used to be a time when a person with bad credit could get qualified with adequate collateral or a co-signer. However, in the wake of the mortgage meltdown, many lenders have tighten the belt. And if you don’t have a good credit score, the odds of getting cash for debt consolidation, a home loan, or an emergency are slim.

Even so, loans for bad credit do exist. These loans aren’t offered by traditional lenders. Rather, if you need to get quick cash for a bill or other emergency, cash advance lenders can help. Thousands of people (of all income levels) apply and get approved for cash loans. The qualifications are simple, and most applicants are instantly approved.

These loans for bad credit allow anyone with an active checking account and steady employment to acquire a short-term cash loan. You can apply online or visit a storefront location. There are no credit checks or collateral, and lenders typically approve loans up to $500.

Since these loans are short-term, full repayment is required within two weeks.