It is hard enough trying to get bad credit loans approved, but trying to get student loans for someone with bad credit can almost be harder at times. If you did not qualify for financial aid, the student bad credit loans are not only difficult to be approved, but they also give you the bare minimum that they can. Check rates between getting loans for people with bad credit and getting a student loan. A reason to try for a student loan though is the fact that you do not have to start paying until a month after you graduate.