There is major talk about Ameriquest and the 300 something million dollar settlement that they will be finalizing next week. For those with bad credit loans or really bad credit personal loans, this company would have been your worse nightmare if you went with them. Hopefully you went elsewhere in procuring your bad credit loans as they were found guilty of many untrustworthy acts leading you further into debt, or in some cases, bankruptcy. This is a bad business preying on people that are already out of luck, I highly suggest you avoid this company as much as possible when looking for bad credit loans.